[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ocmo.cz\/od-koho-si-pujcit\/#Article","mainEntityOfPage":"https:\/\/www.ocmo.cz\/od-koho-si-pujcit\/","headline":"Od koho si p\u016fj\u010dit?","name":"Od koho si p\u016fj\u010dit?","description":"Kdy\u017e se n\u011bkdo pust\u00ed do podnik\u00e1n\u00ed, ale neda\u0159\u00ed se mu v n\u011bm dosahovat po ekonomick\u00e9 str\u00e1nce toho, co si p\u0159edsevzal, mus\u00ed se s t\u00edm n\u011bco ud\u011blat. Nen\u00ed mo\u017en\u00e9 sm\u00ed\u0159it se s t\u00edm, \u017ee je takov\u00e9 podnik\u00e1n\u00ed nev\u00fdnosn\u00e9, \u017ee se t\u00edm podnikatel t\u0159eba ani neu\u017eiv\u00ed a nen\u00ed dost finan\u010dn\u00edch prost\u0159edk\u016f na to, aby se jeho firma […]","datePublished":"2021-09-02","dateModified":"2023-06-08","author":{"@type":"Person","@id":"https:\/\/www.ocmo.cz\/author\/#Person","name":"","url":"https:\/\/www.ocmo.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/087c2e57f451bc02fa8017914855d7c40cf6c7d5dc1637b868e007adc26322d1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/087c2e57f451bc02fa8017914855d7c40cf6c7d5dc1637b868e007adc26322d1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ocmo.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ocmo.cz\/wp-content\/uploads\/srovnan%C3%A9%20mince_10_10_3.jpg","url":"https:\/\/www.ocmo.cz\/wp-content\/uploads\/srovnan%C3%A9%20mince_10_10_3.jpg","height":0,"width":0},"url":"https:\/\/www.ocmo.cz\/od-koho-si-pujcit\/","about":["Ekonomika"],"wordCount":442,"articleBody":"    Kdy\u017e se n\u011bkdo pust\u00ed do podnik\u00e1n\u00ed, ale neda\u0159\u00ed se mu v n\u011bm dosahovat po ekonomick\u00e9 str\u00e1nce toho, co si p\u0159edsevzal, mus\u00ed se s t\u00edm n\u011bco ud\u011blat. Nen\u00ed mo\u017en\u00e9 sm\u00ed\u0159it se s t\u00edm, \u017ee je takov\u00e9 podnik\u00e1n\u00ed nev\u00fdnosn\u00e9, \u017ee se t\u00edm podnikatel t\u0159eba ani neu\u017eiv\u00ed a nen\u00ed dost finan\u010dn\u00edch prost\u0159edk\u016f na to, aby se jeho firma udr\u017eela v chodu. Finan\u010dn\u00ed nouze vede nevyhnuteln\u011b k z\u00e1niku ka\u017ed\u00e9 soukrom\u00e9 firmy, a proto se v p\u0159\u00edpad\u011b, \u017ee u\u017e je tu, mus\u00ed n\u011bco ud\u011blat, aby se z n\u00ed co nejd\u0159\u00edve vyv\u00e1zlo. A pokud u\u017e se to nedok\u00e1\u017ee zvl\u00e1dnout vlastn\u00edmi silami, m\u016f\u017ee p\u0159ij\u00edt vhod i p\u016fj\u010dka. I p\u016fj\u010den\u00e9 pen\u00edze mohou pomoci, a to t\u00edm, \u017ee pomohou zvl\u00e1dat situaci do doby, ne\u017e zase bude l\u00e9pe.  Ov\u0161em dostat p\u016fj\u010dku v t\u011b\u017ek\u00fdch \u010dasech nen\u00ed nejednou ani trochu snadn\u00e9. Podnikatel o ni sice m\u016f\u017ee usilovat v r\u016fzn\u00fdch finan\u010dn\u00edch instituc\u00edch, ale nejednou se bohu\u017eel setk\u00e1 se zam\u00edtnut\u00edm sv\u00e9 \u017e\u00e1dosti. A to z toho prost\u00e9ho d\u016fvodu, \u017ee nen\u00ed bonitn\u00ed, tedy nep\u0159esv\u011bd\u010d\u00ed, \u017ee je schopn\u00fd dost\u00e1t z\u00e1vazk\u016fm, je\u017e z t\u00e9 konkr\u00e9tn\u00ed p\u016fj\u010dky vypl\u00fdvaj\u00ed. A kdy\u017e se neda\u0159\u00ed z\u00edskat bankovn\u00ed p\u016fj\u010dku, je nejednou nejlep\u0161\u00edm \u0159e\u0161en\u00edm zkusit \u0161t\u011bst\u00ed u nebankovn\u00ed spole\u010dnosti. Proto\u017ee tady se p\u016fj\u010dky poskytuj\u00ed obvykle za daleko sn\u00e1ze zvl\u00e1dnuteln\u00fdch podm\u00ednek. T\u0159eba takov\u00e1 hypot\u00e9ka bez registru je tu v z\u00e1sad\u011b prov\u00e1zena jenom nutnost\u00ed d\u00e1t za ni do z\u00e1stavy podnikatelovu nemovitost pat\u0159i\u010dn\u00e9 hodnoty a prok\u00e1zat, \u017ee se d\u00e1 z podnikatelov\u00fdch st\u00e1vaj\u00edc\u00edch p\u0159\u00edjm\u016f spl\u00e1cet. A nen\u00ed se tu naopak t\u0159eba b\u00e1t takov\u00fdch v\u011bc\u00ed, jako jsou z\u00e1znamy v registrech dlu\u017en\u00edk\u016f nebo dokonce exekuce.  A to jsou d\u016fvody, pro\u010d se podnikatel\u00e9 ve zl\u00fdch dob\u00e1ch obracej\u00ed se \u017e\u00e1dost\u00ed o p\u016fj\u010den\u00ed pr\u00e1v\u011b sem. Tady se toti\u017e velice pravd\u011bpodobn\u011b usp\u011bje, a to za tak v\u00fdhodn\u00fdch podm\u00ednek, \u017ee se tomu pomalu ani nechce v\u011b\u0159it. Ale je tomu tak, tomu v\u011b\u0159te. A kdy\u017e u\u017e n\u011bkomu nikde jinde ne\u017e tady nep\u016fj\u010d\u00ed, pro\u010d by pr\u00e1v\u011b na tuto nebankovn\u00ed hypot\u00e9ku nevsadil, \u017ee? Pokud se podnik\u00e1n\u00ed jinak, ne\u017e pen\u011bzi nav\u00edc, zachr\u00e1nit ned\u00e1.                                                                                                                                                                                                                                                                                                                                                                                          3.7\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Od koho si p\u016fj\u010dit?","item":"https:\/\/www.ocmo.cz\/od-koho-si-pujcit\/#breadcrumbitem"}]}]